People who have 401k plans often do not pay attention to the turns of the market until the problems percolate up to the mainstream media. They are diligently focused on their health, their jobs and their families and trust all the geniuses to run the economy profitably and morally. We listened to some who were blindsided by the 2008 downturn and decided to provide this simple model as a free service.

A Rough Plan

Timing signals will be very infrequent, months or years apart, so we will not send out an email every day as we do for the subscription signals. The newsletter is independent of the Subscriber/Member communications.

Communications will go out perhaps monthly to let you know you are still in our system, a brief update about the market and links to commentary. No spammy advertising. No email address sharing. See our Privacy Policy.

We added TimerTrac auditing with the first signal change to FAVORABLE on 20090714. Audited charts will be posted after some data is gathered. Because this is a long-term timing model, monitoring that chart will be about as exciting as watching paint dry...until the NEXT signal change. Do take the time to educate yourself to know the signs of both bull and bear markets.

This market timing signal is VERY basic and - though it looks adequate from backtesting - may not perform well in current or future market conditions. It does not have all the rigor of our subscription-based models. It is not designed to do anything at the exact top or bottom of a market, but only to signal a new general direction for the stock market.